Read the status of an account information consent resource.

Authentication is Mandatory

URL Parameters:

CONSENTID: CONSENTID

JSON response body fields:

This method create a consent resource, defining access rights to dedicated accounts of
a given PSU-ID. These accounts are addressed explicitly in the method as
parameters as a core function.

Side Effects
When this Consent Request is a request where the "recurringIndicator" equals "true",
and if it exists already a former consent for recurring access on account information
for the addressed PSU, then the former consent automatically expires as soon as the new
consent request is authorised by the PSU.

Optional Extension:
As an option, an ASPSP might optionally accept a specific access right on the access on all psd2 related services for all available accounts.

As another option an ASPSP might optionally also accept a command, where only access rights are inserted without mentioning the addressed account.
The relation to accounts is then handled afterwards between PSU and ASPSP.
This option is not supported for the Embedded SCA Approach.
As a last option, an ASPSP might in addition accept a command with access rights
* to see the list of available payment accounts or
* to see the list of available payment accounts with balances.

Authentication is Mandatory

JSON request body fields:

access: access

combinedServiceIndicator: combinedServiceIndicator

frequencyPerDay: frequencyPerDay

recurringIndicator: recurringIndicator

validUntil: validUntil

accounts:

allPsd2: allPsd2

availableAccounts: availableAccounts

balances: balances

bban: bban

currency: EUR

iban: DE91 1000 0000 0123 4567 89

maskedPan: maskedPan

msisdn: msisdn

pan: pan

transactions:

JSON response body fields:

_links: _links

consentId: consentId

consentStatus: consentStatus

startAuthorisation: startAuthorisation

The TPP can delete an account information consent object if needed.

Authentication is Mandatory

URL Parameters:

CONSENTID: CONSENTID

JSON response body fields:

Return a list of all authorisation subresources IDs which have been created.

This function returns an array of hyperlinks to all generated authorisation sub-resources.

Authentication is Mandatory

URL Parameters:

CONSENTID: CONSENTID

JSON response body fields:

Returns the content of an account information consent object.
This is returning the data for the TPP especially in cases,
where the consent was directly managed between ASPSP and PSU e.g. in a re-direct SCA Approach.

Authentication is Mandatory

URL Parameters:

CONSENTID: CONSENTID

JSON response body fields:

Reads details about an account, with balances where required.
It is assumed that a consent of the PSU to this access is already given and stored on the ASPSP system.
The addressed details of this account depends then on the stored consent addressed by consentId,
respectively the OAuth2 access token. NOTE: The account-id can represent a multicurrency account.
In this case the currency code is set to "XXX". Give detailed information about the addressed account.
Give detailed information about the addressed account together with balance information

Authentication is Mandatory

URL Parameters:

ACCOUNT_ID: 8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0

JSON response body fields:

Read the identifiers of the available payment account together with
booking balance information, depending on the consent granted.

It is assumed that a consent of the PSU to this access is already given and stored on the ASPSP system.
The addressed list of accounts depends then on the PSU ID and the stored consent addressed by consentId,
respectively the OAuth2 access token.

Returns all identifiers of the accounts, to which an account access has been granted to through
the /consents endpoint by the PSU.
In addition, relevant information about the accounts and hyperlinks to corresponding account
information resources are provided if a related consent has been already granted.

Remark: Note that the /consents endpoint optionally offers to grant an access on all available
payment accounts of a PSU.
In this case, this endpoint will deliver the information about all available payment accounts
of the PSU at this ASPSP.

Authentication is Mandatory

JSON response body fields:

Reads account data from a given account addressed by "account-id".

Remark: This account-id can be a tokenised identification due to data protection reason since the path
information might be logged on intermediary servers within the ASPSP sphere.
This account-id then can be retrieved by the "GET Account List" call.

The account-id is constant at least throughout the lifecycle of a given consent.

Authentication is Mandatory

URL Parameters:

ACCOUNT_ID: 8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0

JSON response body fields:

This method returns the SCA status of a consent initiation's authorisation sub-resource.

Authentication is Mandatory

URL Parameters:

AUTHORISATIONID: AUTHORISATIONID

CONSENTID: CONSENTID

JSON response body fields:

Reads account data from a given card account addressed by "account-id".

Authentication is Mandatory

URL Parameters:

ACCOUNT_ID: 8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0

JSON response body fields:

Read transaction reports or transaction lists of a given account ddressed by "account-id",
depending on the steering parameter "bookingStatus" together with balances.
For a given account, additional parameters are e.g. the attributes "dateFrom" and "dateTo".
The ASPSP might add balance information, if transaction lists without balances are not supported.

Authentication is Mandatory

URL Parameters:

ACCOUNT_ID: 8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0

JSON response body fields:

Create an authorisation sub-resource and start the authorisation process of a consent.
The message might in addition transmit authentication and authorisation related data.
his method is iterated n times for a n times SCA authorisation in a corporate context,
each creating an own authorisation sub-endpoint for the corresponding PSU authorising the consent.
The ASPSP might make the usage of this access method unnecessary, since the related authorisation
resource will be automatically created by the ASPSP after the submission of the consent data with the
first POST consents call. The start authorisation process is a process which is needed for creating
a new authorisation or cancellation sub-resource.

This applies in the following scenarios: * The ASPSP has indicated with an 'startAuthorisation' hyperlink
in the preceding Payment Initiation Response that an explicit start of the authorisation process is needed by the TPP.
The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded by using
the extended forms.
* 'startAuthorisationWithPsuIdentfication',
* 'startAuthorisationWithPsuAuthentication'
* 'startAuthorisationWithEncryptedPsuAuthentication'
* 'startAuthorisationWithAuthentciationMethodSelection'
* The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
* The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceding Payment Cancellation
Response that an explicit start of the authorisation process is needed by the TPP.

The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded by
using the extended forms as indicated above.
* The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for executing the cancellation.
* The signing basket needs to be authorised yet.

Authentication is Mandatory

URL Parameters:

CONSENTID: CONSENTID

JSON request body fields:

JSON response body fields:

Create an authorisation sub-resource and start the authorisation process of a consent.
The message might in addition transmit authentication and authorisation related data.
his method is iterated n times for a n times SCA authorisation in a corporate context,
each creating an own authorisation sub-endpoint for the corresponding PSU authorising the consent.
The ASPSP might make the usage of this access method unnecessary, since the related authorisation
resource will be automatically created by the ASPSP after the submission of the consent data with the
first POST consents call. The start authorisation process is a process which is needed for creating
a new authorisation or cancellation sub-resource.

This applies in the following scenarios: * The ASPSP has indicated with an 'startAuthorisation' hyperlink
in the preceding Payment Initiation Response that an explicit start of the authorisation process is needed by the TPP.
The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded by using
the extended forms.
* 'startAuthorisationWithPsuIdentfication',
* 'startAuthorisationWithPsuAuthentication'
* 'startAuthorisationWithEncryptedPsuAuthentication'
* 'startAuthorisationWithAuthentciationMethodSelection'
* The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
* The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceding Payment Cancellation
Response that an explicit start of the authorisation process is needed by the TPP.

The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded by
using the extended forms as indicated above.
* The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for executing the cancellation.
* The signing basket needs to be authorised yet.

Authentication is Mandatory

URL Parameters:

CONSENTID: CONSENTID

JSON request body fields:

JSON response body fields:

Create an authorisation sub-resource and start the authorisation process of a consent.
The message might in addition transmit authentication and authorisation related data.
his method is iterated n times for a n times SCA authorisation in a corporate context,
each creating an own authorisation sub-endpoint for the corresponding PSU authorising the consent.
The ASPSP might make the usage of this access method unnecessary, since the related authorisation
resource will be automatically created by the ASPSP after the submission of the consent data with the
first POST consents call. The start authorisation process is a process which is needed for creating
a new authorisation or cancellation sub-resource.

This applies in the following scenarios: * The ASPSP has indicated with an 'startAuthorisation' hyperlink
in the preceding Payment Initiation Response that an explicit start of the authorisation process is needed by the TPP.
The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded by using
the extended forms.
* 'startAuthorisationWithPsuIdentfication',
* 'startAuthorisationWithPsuAuthentication'
* 'startAuthorisationWithEncryptedPsuAuthentication'
* 'startAuthorisationWithAuthentciationMethodSelection'
* The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
* The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceding Payment Cancellation
Response that an explicit start of the authorisation process is needed by the TPP.

The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded by
using the extended forms as indicated above.
* The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for executing the cancellation.
* The signing basket needs to be authorised yet.

Authentication is Mandatory

URL Parameters:

CONSENTID: CONSENTID

JSON request body fields:

JSON response body fields:

This method update PSU data on the consents resource if needed. It may authorise a consent within the Embedded
SCA Approach where needed. Independently from the SCA Approach it supports
e.g. the selection of the authentication method and a non-SCA PSU authentication.
This methods updates PSU data on the cancellation authorisation resource if needed.
There are several possible Update PSU Data requests in the context of a consent request if needed,
which depends on the SCA approach: * Redirect SCA Approach: A specific Update PSU Data Request is applicable
for
* the selection of authentication methods, before choosing the actual SCA approach.
* Decoupled SCA Approach: A specific Update PSU Data Request is only applicable for
* adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request,
or if no OAuth2 access token is used, or
* the selection of authentication methods.
* Embedded SCA Approach: The Update PSU Data Request might be used
* to add credentials as a first factor authentication data of the PSU and
* to select the authentication method and
* transaction authorisation.
The SCA Approach might depend on the chosen SCA method. For that reason,
the following possible Update PSU Data request can apply to all SCA approaches:
* Select an SCA method in case of several SCA methods are available for the customer. There are the following request types on this access path:
* Update PSU Identification * Update PSU Authentication
* Select PSU Autorization Method WARNING: This method need a reduced header, therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation WARNING: This method need a reduced header, therefore many optional elements are not present.
Maybe in a later version the access path will change.

Authentication is Mandatory

URL Parameters:

AUTHORISATIONID: AUTHORISATIONID

CONSENTID: CONSENTID

JSON response body fields:

This method update PSU data on the consents resource if needed. It may authorise a consent within the Embedded
SCA Approach where needed. Independently from the SCA Approach it supports
e.g. the selection of the authentication method and a non-SCA PSU authentication.
This methods updates PSU data on the cancellation authorisation resource if needed.
There are several possible Update PSU Data requests in the context of a consent request if needed,
which depends on the SCA approach: * Redirect SCA Approach: A specific Update PSU Data Request is applicable
for
* the selection of authentication methods, before choosing the actual SCA approach.
* Decoupled SCA Approach: A specific Update PSU Data Request is only applicable for
* adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request,
or if no OAuth2 access token is used, or
* the selection of authentication methods.
* Embedded SCA Approach: The Update PSU Data Request might be used
* to add credentials as a first factor authentication data of the PSU and
* to select the authentication method and
* transaction authorisation.
The SCA Approach might depend on the chosen SCA method. For that reason,
the following possible Update PSU Data request can apply to all SCA approaches:
* Select an SCA method in case of several SCA methods are available for the customer. There are the following request types on this access path:
* Update PSU Identification * Update PSU Authentication
* Select PSU Autorization Method WARNING: This method need a reduced header, therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation WARNING: This method need a reduced header, therefore many optional elements are not present.
Maybe in a later version the access path will change.

Authentication is Mandatory

URL Parameters:

AUTHORISATIONID: AUTHORISATIONID

CONSENTID: CONSENTID

JSON response body fields:

This method update PSU data on the consents resource if needed. It may authorise a consent within the Embedded
SCA Approach where needed. Independently from the SCA Approach it supports
e.g. the selection of the authentication method and a non-SCA PSU authentication.
This methods updates PSU data on the cancellation authorisation resource if needed.
There are several possible Update PSU Data requests in the context of a consent request if needed,
which depends on the SCA approach: * Redirect SCA Approach: A specific Update PSU Data Request is applicable
for
* the selection of authentication methods, before choosing the actual SCA approach.
* Decoupled SCA Approach: A specific Update PSU Data Request is only applicable for
* adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request,
or if no OAuth2 access token is used, or
* the selection of authentication methods.
* Embedded SCA Approach: The Update PSU Data Request might be used
* to add credentials as a first factor authentication data of the PSU and
* to select the authentication method and
* transaction authorisation.
The SCA Approach might depend on the chosen SCA method. For that reason,
the following possible Update PSU Data request can apply to all SCA approaches:
* Select an SCA method in case of several SCA methods are available for the customer. There are the following request types on this access path:
* Update PSU Identification * Update PSU Authentication
* Select PSU Autorization Method WARNING: This method need a reduced header, therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation WARNING: This method need a reduced header, therefore many optional elements are not present.
Maybe in a later version the access path will change.

Authentication is Mandatory

URL Parameters:

AUTHORISATIONID: AUTHORISATIONID

CONSENTID: CONSENTID

JSON response body fields:

scaStatus: scaStatus

_links: _links

account:

authoriseTransaction: authoriseTransaction

balances: balances

cardAccount: cardAccount

cardTransactions: cardTransactions

confirmation: confirmation

download: download

first: first

href: href

last: last

next: next

previous: previous

psuMessage: psuMessage

psuName: psuName

scaOAuth: scaOAuth

scaRedirect: scaRedirect

scaStatus: scaStatus

selectAuthenticationMethod: selectAuthenticationMethod

self: self

startAuthorisation: startAuthorisation

startAuthorisationWithAuthenticationMethodSelection: startAuthorisationWithAuthenticationMethodSelection

startAuthorisationWithEncryptedPsuAuthentication: startAuthorisationWithEncryptedPsuAuthentication

startAuthorisationWithProprietaryData: startAuthorisationWithProprietaryData

startAuthorisationWithPsuAuthentication: startAuthorisationWithPsuAuthentication

startAuthorisationWithPsuIdentification: startAuthorisationWithPsuIdentification

startAuthorisationWithTransactionAuthorisation: startAuthorisationWithTransactionAuthorisation

status:

tppMessage: tppMessage

transactionDetails: transactionDetails

transactions:

trustedBeneficiaryFlag: trustedBeneficiaryFlag

updateAdditionalEncryptedPsuAuthentication: updateAdditionalEncryptedPsuAuthentication

updateAdditionalPsuAuthentication: updateAdditionalPsuAuthentication

updateEncryptedPsuAuthentication: updateEncryptedPsuAuthentication

updateProprietaryData: updateProprietaryData

updatePsuAuthentication: updatePsuAuthentication

updatePsuIdentification: updatePsuIdentification

This method update PSU data on the consents resource if needed. It may authorise a consent within the Embedded
SCA Approach where needed. Independently from the SCA Approach it supports
e.g. the selection of the authentication method and a non-SCA PSU authentication.
This methods updates PSU data on the cancellation authorisation resource if needed.
There are several possible Update PSU Data requests in the context of a consent request if needed,
which depends on the SCA approach: * Redirect SCA Approach: A specific Update PSU Data Request is applicable
for
* the selection of authentication methods, before choosing the actual SCA approach.
* Decoupled SCA Approach: A specific Update PSU Data Request is only applicable for
* adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request,
or if no OAuth2 access token is used, or
* the selection of authentication methods.
* Embedded SCA Approach: The Update PSU Data Request might be used
* to add credentials as a first factor authentication data of the PSU and
* to select the authentication method and
* transaction authorisation.
The SCA Approach might depend on the chosen SCA method. For that reason,
the following possible Update PSU Data request can apply to all SCA approaches:
* Select an SCA method in case of several SCA methods are available for the customer. There are the following request types on this access path:
* Update PSU Identification * Update PSU Authentication
* Select PSU Autorization Method WARNING: This method need a reduced header, therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation WARNING: This method need a reduced header, therefore many optional elements are not present.
Maybe in a later version the access path will change.

Authentication is Mandatory

URL Parameters:

AUTHORISATIONID: AUTHORISATIONID

CONSENTID: CONSENTID

JSON response body fields:

Creates a confirmation of funds request at the ASPSP. Checks whether a specific amount is available at point
of time of the request on an account linked to a given tuple card issuer(TPP)/card number, or addressed by
IBAN and TPP respectively. If the related extended services are used a conditional Consent-ID is contained
in the header. This field is contained but commented out in this specification.

Authentication is Mandatory

JSON request body fields:

JSON response body fields:

Retrieve a list of all created cancellation authorisation sub-resources.

Authentication is Mandatory

URL Parameters:

PAYMENTID: PAYMENTID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

Returns the content of a payment object

Authentication is Mandatory

URL Parameters:

PAYMENTID: PAYMENTID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

Read a list of all authorisation subresources IDs which have been created.

This function returns an array of hyperlinks to all generated authorisation sub-resources.

Authentication is Mandatory

URL Parameters:

PAYMENTID: PAYMENTID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

This method is used to initiate a payment at the ASPSP.

## Variants of Payment Initiation Requests

This method to initiate a payment initiation at the ASPSP can be sent with either a JSON body or an pain.001 body depending on the payment product in the path.

There are the following payment products:

• Payment products with payment information in JSON format:
  • sepa-credit-transfers
  • instant-sepa-credit-transfers
  • target-2-payments
  • cross-border-credit-transfers
  • Payment products with payment information in pain.001 XML format:
  • pain.001-sepa-credit-transfers
  • pain.001-instant-sepa-credit-transfers
  • pain.001-target-2-payments
  • pain.001-cross-border-credit-transfers

  • Furthermore the request body depends on the payment-service

  • payments: A single payment initiation request.
  • bulk-payments: A collection of several payment iniatiation requests.
    In case of a pain.001 message there are more than one payments contained in the *pain.001 message.
    In case of a JSON there are several JSON payment blocks contained in a joining list.
  • periodic-payments:
    Create a standing order initiation resource for recurrent i.e. periodic payments addressable under {paymentId}
    with all data relevant for the corresponding payment product and the execution of the standing order contained in a JSON body.

This is the first step in the API to initiate the related recurring/periodic payment.

## Single and mulitilevel SCA Processes

The Payment Initiation Requests are independent from the need of one ore multilevel
SCA processing, i.e. independent from the number of authorisations needed for the execution of payments.

But the response messages are specific to either one SCA processing or multilevel SCA processing.

For payment initiation with multilevel SCA, this specification requires an explicit start of the authorisation,
i.e. links directly associated with SCA processing like 'scaRedirect' or 'scaOAuth' cannot be contained in the
response message of a Payment Initation Request for a payment, where multiple authorisations are needed.
Also if any data is needed for the next action, like selecting an SCA method is not supported in the response,
since all starts of the multiple authorisations are fully equal.
In these cases, first an authorisation sub-resource has to be generated following the 'startAuthorisation' link.

Additional Instructions:

for PAYMENT_SERVICE use payments

for PAYMENT_PRODUCT use sepa-credit-transfers

Authentication is Mandatory

URL Parameters:

PAYMENT_PRODUCT: PAYMENT_PRODUCT

JSON request body fields:

JSON response body fields:

This method is used to initiate a payment at the ASPSP.

## Variants of Payment Initiation Requests

This method to initiate a payment initiation at the ASPSP can be sent with either a JSON body or an pain.001 body depending on the payment product in the path.

There are the following payment products:

• Payment products with payment information in JSON format:
  • sepa-credit-transfers
  • instant-sepa-credit-transfers
  • target-2-payments
  • cross-border-credit-transfers
  • Payment products with payment information in pain.001 XML format:
  • pain.001-sepa-credit-transfers
  • pain.001-instant-sepa-credit-transfers
  • pain.001-target-2-payments
  • pain.001-cross-border-credit-transfers

  • Furthermore the request body depends on the payment-service

  • payments: A single payment initiation request.
  • bulk-payments: A collection of several payment iniatiation requests.
    In case of a pain.001 message there are more than one payments contained in the *pain.001 message.
    In case of a JSON there are several JSON payment blocks contained in a joining list.
  • periodic-payments:
    Create a standing order initiation resource for recurrent i.e. periodic payments addressable under {paymentId}
    with all data relevant for the corresponding payment product and the execution of the standing order contained in a JSON body.

This is the first step in the API to initiate the related recurring/periodic payment.

## Single and mulitilevel SCA Processes

The Payment Initiation Requests are independent from the need of one ore multilevel
SCA processing, i.e. independent from the number of authorisations needed for the execution of payments.

But the response messages are specific to either one SCA processing or multilevel SCA processing.

For payment initiation with multilevel SCA, this specification requires an explicit start of the authorisation,
i.e. links directly associated with SCA processing like 'scaRedirect' or 'scaOAuth' cannot be contained in the
response message of a Payment Initation Request for a payment, where multiple authorisations are needed.
Also if any data is needed for the next action, like selecting an SCA method is not supported in the response,
since all starts of the multiple authorisations are fully equal.
In these cases, first an authorisation sub-resource has to be generated following the 'startAuthorisation' link.

Additional Instructions:

for PAYMENT_SERVICE use payments

for PAYMENT_PRODUCT use sepa-credit-transfers

Authentication is Mandatory

URL Parameters:

PAYMENT_PRODUCT: PAYMENT_PRODUCT

JSON request body fields:

amount: 10.12

creditorAccount:

creditorName:

currency: EUR

debtorAccount:

iban: DE91 1000 0000 0123 4567 89

instructedAmount: 100

chargeBearer: chargeBearer

creditorAddress: creditorAddress

creditorAgent: creditorAgent

creditorAgentName: creditorAgentName

creditorId: creditorId

creditorNameAndAddress: creditorNameAndAddress

currencyOfTransfer: currencyOfTransfer

debtorId: debtorId

debtorName: debtorName

endToEndIdentification: endToEndIdentification

exchangeRateInformation: exchangeRateInformation

instructionIdentification: instructionIdentification

purposeCode: purposeCode

remittanceInformationStructured: remittanceInformationStructured

remittanceInformationStructuredArray: remittanceInformationStructuredArray

remittanceInformationUnstructured: remittanceInformationUnstructured

remittanceInformationUnstructuredArray: remittanceInformationUnstructuredArray

requestedExecutionDate: requestedExecutionDate

requestedExecutionTime: requestedExecutionTime

serviceLevel: serviceLevel

ultimateCreditor: ultimateCreditor

ultimateDebtor: ultimateDebtor

JSON response body fields:

This method is used to initiate a payment at the ASPSP.

## Variants of Payment Initiation Requests

This method to initiate a payment initiation at the ASPSP can be sent with either a JSON body or an pain.001 body depending on the payment product in the path.

There are the following payment products:

• Payment products with payment information in JSON format:
  • sepa-credit-transfers
  • instant-sepa-credit-transfers
  • target-2-payments
  • cross-border-credit-transfers
  • Payment products with payment information in pain.001 XML format:
  • pain.001-sepa-credit-transfers
  • pain.001-instant-sepa-credit-transfers
  • pain.001-target-2-payments
  • pain.001-cross-border-credit-transfers

  • Furthermore the request body depends on the payment-service

  • payments: A single payment initiation request.
  • bulk-payments: A collection of several payment iniatiation requests.
    In case of a pain.001 message there are more than one payments contained in the *pain.001 message.
    In case of a JSON there are several JSON payment blocks contained in a joining list.
  • periodic-payments:
    Create a standing order initiation resource for recurrent i.e. periodic payments addressable under {paymentId}
    with all data relevant for the corresponding payment product and the execution of the standing order contained in a JSON body.

This is the first step in the API to initiate the related recurring/periodic payment.

## Single and mulitilevel SCA Processes

The Payment Initiation Requests are independent from the need of one ore multilevel
SCA processing, i.e. independent from the number of authorisations needed for the execution of payments.

But the response messages are specific to either one SCA processing or multilevel SCA processing.

For payment initiation with multilevel SCA, this specification requires an explicit start of the authorisation,
i.e. links directly associated with SCA processing like 'scaRedirect' or 'scaOAuth' cannot be contained in the
response message of a Payment Initation Request for a payment, where multiple authorisations are needed.
Also if any data is needed for the next action, like selecting an SCA method is not supported in the response,
since all starts of the multiple authorisations are fully equal.
In these cases, first an authorisation sub-resource has to be generated following the 'startAuthorisation' link.

Additional Instructions:

for PAYMENT_SERVICE use payments

for PAYMENT_PRODUCT use sepa-credit-transfers

Authentication is Mandatory

URL Parameters:

PAYMENT_PRODUCT: PAYMENT_PRODUCT

JSON request body fields:

JSON response body fields:

Check the transaction status of a payment initiation.

Authentication is Mandatory

URL Parameters:

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

This method returns the SCA status of a payment initiation's authorisation sub-resource.

Authentication is Mandatory

URL Parameters:

AUTHORISATION_ID: AUTHORISATION_ID

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

This method returns the SCA status of a payment initiation's authorisation sub-resource.

Authentication is Mandatory

URL Parameters:

CANCELLATIONID: CANCELLATIONID

PAYMENTID: PAYMENTID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

NOTE: This endpoint currently only returns example data.

Create an authorisation sub-resource and start the authorisation process.
The message might in addition transmit authentication and authorisation related data.

This method is iterated n times for a n times SCA authorisation in a
corporate context, each creating an own authorisation sub-endpoint for
the corresponding PSU authorising the transaction.

The ASPSP might make the usage of this access method unnecessary in case
of only one SCA process needed, since the related authorisation resource
might be automatically created by the ASPSP after the submission of the
payment data with the first POST payments/{payment-product} call.

The start authorisation process is a process which is needed for creating a new authorisation
or cancellation sub-resource.

This applies in the following scenarios:

• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment
  Initiation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be
  uploaded by using the extended forms.
  • 'startAuthorisationWithPsuIdentfication',
  • 'startAuthorisationWithPsuAuthentication' #TODO
  • 'startAuthorisationWithAuthentciationMethodSelection'
• The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding
  Payment Cancellation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded
  by using the extended forms as indicated above.
• The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for
  executing the cancellation.
• The signing basket needs to be authorised yet.

Authentication is Mandatory

URL Parameters:

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON request body fields:

JSON response body fields:

Create an authorisation sub-resource and start the authorisation process.
The message might in addition transmit authentication and authorisation related data.

This method is iterated n times for a n times SCA authorisation in a
corporate context, each creating an own authorisation sub-endpoint for
the corresponding PSU authorising the transaction.

The ASPSP might make the usage of this access method unnecessary in case
of only one SCA process needed, since the related authorisation resource
might be automatically created by the ASPSP after the submission of the
payment data with the first POST payments/{payment-product} call.

The start authorisation process is a process which is needed for creating a new authorisation
or cancellation sub-resource.

This applies in the following scenarios:

• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment
  Initiation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be
  uploaded by using the extended forms.
  • 'startAuthorisationWithPsuIdentfication',
  • 'startAuthorisationWithPsuAuthentication' #TODO
  • 'startAuthorisationWithAuthentciationMethodSelection'
• The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding
  Payment Cancellation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded
  by using the extended forms as indicated above.
• The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for
  executing the cancellation.
• The signing basket needs to be authorised yet.

Authentication is Mandatory

URL Parameters:

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON request body fields:

JSON response body fields:

NOTE: This endpoint currently only returns example data.

Create an authorisation sub-resource and start the authorisation process.
The message might in addition transmit authentication and authorisation related data.

This method is iterated n times for a n times SCA authorisation in a
corporate context, each creating an own authorisation sub-endpoint for
the corresponding PSU authorising the transaction.

The ASPSP might make the usage of this access method unnecessary in case
of only one SCA process needed, since the related authorisation resource
might be automatically created by the ASPSP after the submission of the
payment data with the first POST payments/{payment-product} call.

The start authorisation process is a process which is needed for creating a new authorisation
or cancellation sub-resource.

This applies in the following scenarios:

• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment
  Initiation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be
  uploaded by using the extended forms.
  • 'startAuthorisationWithPsuIdentfication',
  • 'startAuthorisationWithPsuAuthentication' #TODO
  • 'startAuthorisationWithAuthentciationMethodSelection'
• The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding
  Payment Cancellation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded
  by using the extended forms as indicated above.
• The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for
  executing the cancellation.
• The signing basket needs to be authorised yet.

Authentication is Mandatory

URL Parameters:

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON request body fields:

JSON response body fields:

NOTE: This endpoint currently only returns example data.

Creates an authorisation sub-resource and start the authorisation process of the cancellation of the addressed payment.
The message might in addition transmit authentication and authorisation related data.

This method is iterated n times for a n times SCA authorisation in a
corporate context, each creating an own authorisation sub-endpoint for
the corresponding PSU authorising the cancellation-authorisation.

The ASPSP might make the usage of this access method unnecessary in case
of only one SCA process needed, since the related authorisation resource
might be automatically created by the ASPSP after the submission of the
payment data with the first POST payments/{payment-product} call.

The start authorisation process is a process which is needed for creating a new authorisation
or cancellation sub-resource.

This applies in the following scenarios:

• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment
  Initiation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be
  uploaded by using the extended forms.
• 'startAuthorisationWithPsuIdentfication',
• 'startAuthorisationWithPsuAuthentication' #TODO
• 'startAuthorisationWithAuthentciationMethodSelection'
• The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding
  Payment Cancellation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded
  by using the extended forms as indicated above.
• The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for
  executing the cancellation.
• The signing basket needs to be authorised yet.

Authentication is Mandatory

URL Parameters:

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON request body fields:

JSON response body fields:

Creates an authorisation sub-resource and start the authorisation process of the cancellation of the addressed payment.
The message might in addition transmit authentication and authorisation related data.

This method is iterated n times for a n times SCA authorisation in a
corporate context, each creating an own authorisation sub-endpoint for
the corresponding PSU authorising the cancellation-authorisation.

The ASPSP might make the usage of this access method unnecessary in case
of only one SCA process needed, since the related authorisation resource
might be automatically created by the ASPSP after the submission of the
payment data with the first POST payments/{payment-product} call.

The start authorisation process is a process which is needed for creating a new authorisation
or cancellation sub-resource.

This applies in the following scenarios:

• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment
  Initiation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be
  uploaded by using the extended forms.
• 'startAuthorisationWithPsuIdentfication',
• 'startAuthorisationWithPsuAuthentication' #TODO
• 'startAuthorisationWithAuthentciationMethodSelection'
• The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding
  Payment Cancellation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded
  by using the extended forms as indicated above.
• The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for
  executing the cancellation.
• The signing basket needs to be authorised yet.

Authentication is Mandatory

URL Parameters:

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON request body fields:

JSON response body fields:

NOTE: This endpoint currently only returns example data.

Creates an authorisation sub-resource and start the authorisation process of the cancellation of the addressed payment.
The message might in addition transmit authentication and authorisation related data.

This method is iterated n times for a n times SCA authorisation in a
corporate context, each creating an own authorisation sub-endpoint for
the corresponding PSU authorising the cancellation-authorisation.

The ASPSP might make the usage of this access method unnecessary in case
of only one SCA process needed, since the related authorisation resource
might be automatically created by the ASPSP after the submission of the
payment data with the first POST payments/{payment-product} call.

The start authorisation process is a process which is needed for creating a new authorisation
or cancellation sub-resource.

This applies in the following scenarios:

• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment
  Initiation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be
  uploaded by using the extended forms.
• 'startAuthorisationWithPsuIdentfication',
• 'startAuthorisationWithPsuAuthentication' #TODO
• 'startAuthorisationWithAuthentciationMethodSelection'
• The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
• The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding
  Payment Cancellation Response that an explicit start of the authorisation process is needed by the TPP.
  The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded
  by using the extended forms as indicated above.
• The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for
  executing the cancellation.
• The signing basket needs to be authorised yet.

Authentication is Mandatory

URL Parameters:

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON request body fields:

JSON response body fields:

NOTE: This endpoint currently only returns example data.

This method updates PSU data on the cancellation authorisation resource if needed.
It may authorise a cancellation of the payment within the Embedded SCA Approach where needed.

Independently from the SCA Approach it supports e.g. the selection of
the authentication method and a non-SCA PSU authentication.

This methods updates PSU data on the cancellation authorisation resource if needed.

There are several possible Update PSU Data requests in the context of a cancellation authorisation within the payment initiation services needed,
which depends on the SCA approach:

• Redirect SCA Approach:
  A specific Update PSU Data Request is applicable for
• the selection of authentication methods, before choosing the actual SCA approach.
• Decoupled SCA Approach:
  A specific Update PSU Data Request is only applicable for
• adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
• the selection of authentication methods.
• Embedded SCA Approach:
  The Update PSU Data Request might be used
• to add credentials as a first factor authentication data of the PSU and
• to select the authentication method and
• transaction authorisation.

The SCA Approach might depend on the chosen SCA method.
For that reason, the following possible Update PSU Data request can apply to all SCA approaches:

• Select an SCA method in case of several SCA methods are available for the customer.

There are the following request types on this access path:
* Update PSU Identification
* Update PSU Authentication
* Select PSU Autorization Method
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.

Authentication is Mandatory

URL Parameters:

AUTHORISATION_ID: AUTHORISATION_ID

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

NOTE: This endpoint currently only returns example data.

This method updates PSU data on the cancellation authorisation resource if needed.
It may authorise a cancellation of the payment within the Embedded SCA Approach where needed.

Independently from the SCA Approach it supports e.g. the selection of
the authentication method and a non-SCA PSU authentication.

This methods updates PSU data on the cancellation authorisation resource if needed.

There are several possible Update PSU Data requests in the context of a cancellation authorisation within the payment initiation services needed,
which depends on the SCA approach:

• Redirect SCA Approach:
  A specific Update PSU Data Request is applicable for
• the selection of authentication methods, before choosing the actual SCA approach.
• Decoupled SCA Approach:
  A specific Update PSU Data Request is only applicable for
• adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
• the selection of authentication methods.
• Embedded SCA Approach:
  The Update PSU Data Request might be used
• to add credentials as a first factor authentication data of the PSU and
• to select the authentication method and
• transaction authorisation.

The SCA Approach might depend on the chosen SCA method.
For that reason, the following possible Update PSU Data request can apply to all SCA approaches:

• Select an SCA method in case of several SCA methods are available for the customer.

There are the following request types on this access path:
* Update PSU Identification
* Update PSU Authentication
* Select PSU Autorization Method
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.

Authentication is Mandatory

URL Parameters:

AUTHORISATION_ID: AUTHORISATION_ID

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

This method updates PSU data on the cancellation authorisation resource if needed.
It may authorise a cancellation of the payment within the Embedded SCA Approach where needed.

Independently from the SCA Approach it supports e.g. the selection of
the authentication method and a non-SCA PSU authentication.

This methods updates PSU data on the cancellation authorisation resource if needed.

There are several possible Update PSU Data requests in the context of a cancellation authorisation within the payment initiation services needed,
which depends on the SCA approach:

• Redirect SCA Approach:
  A specific Update PSU Data Request is applicable for
• the selection of authentication methods, before choosing the actual SCA approach.
• Decoupled SCA Approach:
  A specific Update PSU Data Request is only applicable for
• adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
• the selection of authentication methods.
• Embedded SCA Approach:
  The Update PSU Data Request might be used
• to add credentials as a first factor authentication data of the PSU and
• to select the authentication method and
• transaction authorisation.

The SCA Approach might depend on the chosen SCA method.
For that reason, the following possible Update PSU Data request can apply to all SCA approaches:

• Select an SCA method in case of several SCA methods are available for the customer.

There are the following request types on this access path:
* Update PSU Identification
* Update PSU Authentication
* Select PSU Autorization Method
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.

Authentication is Mandatory

URL Parameters:

AUTHORISATION_ID: AUTHORISATION_ID

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

NOTE: This endpoint currently only returns example data.

This method updates PSU data on the cancellation authorisation resource if needed.
It may authorise a cancellation of the payment within the Embedded SCA Approach where needed.

Independently from the SCA Approach it supports e.g. the selection of
the authentication method and a non-SCA PSU authentication.

This methods updates PSU data on the cancellation authorisation resource if needed.

There are several possible Update PSU Data requests in the context of a cancellation authorisation within the payment initiation services needed,
which depends on the SCA approach:

• Redirect SCA Approach:
  A specific Update PSU Data Request is applicable for
• the selection of authentication methods, before choosing the actual SCA approach.
• Decoupled SCA Approach:
  A specific Update PSU Data Request is only applicable for
• adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
• the selection of authentication methods.
• Embedded SCA Approach:
  The Update PSU Data Request might be used
• to add credentials as a first factor authentication data of the PSU and
• to select the authentication method and
• transaction authorisation.

The SCA Approach might depend on the chosen SCA method.
For that reason, the following possible Update PSU Data request can apply to all SCA approaches:

• Select an SCA method in case of several SCA methods are available for the customer.

There are the following request types on this access path:
* Update PSU Identification
* Update PSU Authentication
* Select PSU Autorization Method
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.

Authentication is Mandatory

URL Parameters:

AUTHORISATION_ID: AUTHORISATION_ID

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

NOTE: This endpoint currently only returns example data.

This methods updates PSU data on the authorisation resource if needed.
It may authorise a payment within the Embedded SCA Approach where needed.

Independently from the SCA Approach it supports e.g. the selection of
the authentication method and a non-SCA PSU authentication.

There are several possible Update PSU Data requests in the context of payment initiation services needed,
which depends on the SCA approach:

• Redirect SCA Approach:
  A specific Update PSU Data Request is applicable for
• the selection of authentication methods, before choosing the actual SCA approach.
• Decoupled SCA Approach:
  A specific Update PSU Data Request is only applicable for
• adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
• the selection of authentication methods.
• Embedded SCA Approach:
  The Update PSU Data Request might be used
• to add credentials as a first factor authentication data of the PSU and
• to select the authentication method and
• transaction authorisation.

The SCA Approach might depend on the chosen SCA method.
For that reason, the following possible Update PSU Data request can apply to all SCA approaches:

• Select an SCA method in case of several SCA methods are available for the customer.

There are the following request types on this access path:
* Update PSU Identification
* Update PSU Authentication
* Select PSU Autorization Method
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.

NOTE: For this endpoint, for sandbox mode, the scaAuthenticationData is fixed value: 123. To make the process work.
Normally the app use will get SMS/EMAIL to get the value for this process.

Authentication is Mandatory

URL Parameters:

AUTHORISATION_ID: AUTHORISATION_ID

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

NOTE: This endpoint currently only returns example data.

This methods updates PSU data on the authorisation resource if needed.
It may authorise a payment within the Embedded SCA Approach where needed.

Independently from the SCA Approach it supports e.g. the selection of
the authentication method and a non-SCA PSU authentication.

There are several possible Update PSU Data requests in the context of payment initiation services needed,
which depends on the SCA approach:

• Redirect SCA Approach:
  A specific Update PSU Data Request is applicable for
• the selection of authentication methods, before choosing the actual SCA approach.
• Decoupled SCA Approach:
  A specific Update PSU Data Request is only applicable for
• adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
• the selection of authentication methods.
• Embedded SCA Approach:
  The Update PSU Data Request might be used
• to add credentials as a first factor authentication data of the PSU and
• to select the authentication method and
• transaction authorisation.

The SCA Approach might depend on the chosen SCA method.
For that reason, the following possible Update PSU Data request can apply to all SCA approaches:

• Select an SCA method in case of several SCA methods are available for the customer.

There are the following request types on this access path:
* Update PSU Identification
* Update PSU Authentication
* Select PSU Autorization Method
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.

NOTE: For this endpoint, for sandbox mode, the scaAuthenticationData is fixed value: 123. To make the process work.
Normally the app use will get SMS/EMAIL to get the value for this process.

Authentication is Mandatory

URL Parameters:

AUTHORISATION_ID: AUTHORISATION_ID

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

This methods updates PSU data on the authorisation resource if needed.
It may authorise a payment within the Embedded SCA Approach where needed.

Independently from the SCA Approach it supports e.g. the selection of
the authentication method and a non-SCA PSU authentication.

There are several possible Update PSU Data requests in the context of payment initiation services needed,
which depends on the SCA approach:

• Redirect SCA Approach:
  A specific Update PSU Data Request is applicable for
• the selection of authentication methods, before choosing the actual SCA approach.
• Decoupled SCA Approach:
  A specific Update PSU Data Request is only applicable for
• adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
• the selection of authentication methods.
• Embedded SCA Approach:
  The Update PSU Data Request might be used
• to add credentials as a first factor authentication data of the PSU and
• to select the authentication method and
• transaction authorisation.

The SCA Approach might depend on the chosen SCA method.
For that reason, the following possible Update PSU Data request can apply to all SCA approaches:

• Select an SCA method in case of several SCA methods are available for the customer.

There are the following request types on this access path:
* Update PSU Identification
* Update PSU Authentication
* Select PSU Autorization Method
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.

NOTE: For this endpoint, for sandbox mode, the scaAuthenticationData is fixed value: 123. To make the process work.
Normally the app use will get SMS/EMAIL to get the value for this process.

Authentication is Mandatory

URL Parameters:

AUTHORISATION_ID: AUTHORISATION_ID

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields:

NOTE: This endpoint currently only returns example data.

This methods updates PSU data on the authorisation resource if needed.
It may authorise a payment within the Embedded SCA Approach where needed.

Independently from the SCA Approach it supports e.g. the selection of
the authentication method and a non-SCA PSU authentication.

There are several possible Update PSU Data requests in the context of payment initiation services needed,
which depends on the SCA approach:

• Redirect SCA Approach:
  A specific Update PSU Data Request is applicable for
• the selection of authentication methods, before choosing the actual SCA approach.
• Decoupled SCA Approach:
  A specific Update PSU Data Request is only applicable for
• adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
• the selection of authentication methods.
• Embedded SCA Approach:
  The Update PSU Data Request might be used
• to add credentials as a first factor authentication data of the PSU and
• to select the authentication method and
• transaction authorisation.

The SCA Approach might depend on the chosen SCA method.
For that reason, the following possible Update PSU Data request can apply to all SCA approaches:

• Select an SCA method in case of several SCA methods are available for the customer.

There are the following request types on this access path:
* Update PSU Identification
* Update PSU Authentication
* Select PSU Autorization Method
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.
* Transaction Authorisation
WARNING: This method need a reduced header,
therefore many optional elements are not present.
Maybe in a later version the access path will change.

NOTE: For this endpoint, for sandbox mode, the scaAuthenticationData is fixed value: 123. To make the process work.
Normally the app use will get SMS/EMAIL to get the value for this process.

Authentication is Mandatory

URL Parameters:

AUTHORISATION_ID: AUTHORISATION_ID

PAYMENT_ID: PAYMENT_ID

PAYMENT_PRODUCT: PAYMENT_PRODUCT

PAYMENT_SERVICE: PAYMENT_SERVICE

JSON response body fields: